AI CREDIT
Terms of Use
Last updated: 28 August 2026
1. Purpose of the service
AI CREDIT is an informational AI assistant about credit and financial products. You may ask questions, compare concepts, and request plain-language explanations of terms.
2. Informational nature of the AI
Answers are generated automatically and are general information only. They are not personalized financial, legal, or tax advice, and they are not an offer of credit.
3. No guarantee of accuracy
AI-generated information may be incomplete or inaccurate. You must verify important facts with the relevant financial institution and the official product terms.
4. No guarantee of approval
AI CREDIT does not estimate or guarantee that you will be approved for any product. A financial institution makes its own decision.
5. AI CREDIT does not issue loans
AI CREDIT is not a bank, microfinance organization, credit broker, or lender. It does not issue loans, take applications, or make credit decisions. Products and services are provided by third parties.
6. Responsibility
You are responsible for how you use the information and for any financial decisions you make. To the extent permitted by law, AI CREDIT is not liable for losses arising from reliance on AI-generated content. We are responsible for operating the website with reasonable care, but we do not warrant uninterrupted availability.
7. Rules of use
- Do not use the chat to attempt fraud or to obtain unauthorized credit.
- Do not submit passwords, CVV codes, card numbers, private keys, or other secrets.
- Do not misuse the service, overload it, or attempt to disrupt it.
- Do not present AI CREDIT content as professional advice or as a decision of a lender.
We may suspend access if these rules are broken.